Website Terms of Use
This website is owned by Elkington Bishop Molineaux Insurance Brokers Pty Ltd (EBM) (ABN 31 009 179 640 and AFSL 246986) (“We”, “us”, “our”).
Our website (the “Site”) is an online information service provided by us, subject to your compliance with these terms and conditions.
Please read this information carefully before accessing or using the Site. By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree, you must not use the Site.
We may modify this agreement at any time, and such modifications shall be effective immediately upon posting. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the Site shall be deemed your conclusive acceptance of the modified agreement.
1. Intellectual Property
The entire contents of the Site are protected by copyright and trademark laws. The owner of the copyrights, trademarks and patents are us, our affiliates, or other third-party licensors. Other product and company names mentioned in the Site may be the trademarks of its respective owners.
You may not modify, copy, reproduce, republish, upload, post, transmit or distribute, in any manner, the material on the site, including text, graphics, code and/or software. Any unauthorised downloading or other copying of any intellectual property or other contents will be subject to legal action for infringement.
You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.
We reserve the right to remove any content on the Site at any time for any reason.
2. Use of the Site
You agree:
- not to use our Site for any purpose that is unlawful or in a way that violates our rights;
- your information submitted on the Site is not fraudulent, defamatory, abusive, harassing, profane and does not infringe the intellectual property rights or privacy rights of any person;
- not to use any device or software that may interfere with functioning of this site; and
- you will not distribute any content which contains a virus or other harmful code.
Except where information, products or services are expressly identified as being provided by us, we do not operate, control or endorse any information, products or services available on the internet. All other information, products and services available through the Site or on the internet are provided by third parties who are not affiliated with us.
The content on this Site does not constitute insurance or risk advice.
Nothing on this website constitutes financial product advice, a recommendation, offer or solicitation to buy or sell any product or service. While we take reasonable care in preparing the Site, we do not warrant that the information is accurate, current or complete, or that it is suitable for reliance. Changes may occur in circumstances which may affect the accuracy of the information.
We do not guarantee that the Site will be uninterrupted, error-free or secure. You agree that we do not warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses, or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.
We may, at any time and without notice, modify, suspend or discontinue any part of the Site or its content. We are not liable to you or any third party for any such modification, suspension or discontinuance.
3. Liability and Indemnity
The Site and its content are provided on an “as is” basis. To the maximum extent permitted by law, we exclude all liability arising from your use of, or reliance on, the Site or its content. Where liability cannot be excluded under applicable law, it is limited to the extent permitted by law.
We make no representations about any third-party websites that may be linked to or from this Site. Those websites are independent of us and we have no control over their content. A link to or from this Site does not imply that we endorse or accept responsibility for any third-party website or its content.
You agree to indemnify and hold harmless us and our officers, directors, employees, agents, licensors and suppliers from and against any loss, damage, cost or expense (including reasonable legal costs) arising from your breach of these Terms of Use or misuse of the Site.
Privacy and Data Collection
You agree you have read Our Privacy Policy.
Our Site uses cookies.
4. Third Party Rights
Clauses 2 (Use of the Site) and 3 (Liability and Indemnity) are for the benefit of us and our officers, directors, employees, agents, licensors and suppliers, and may be relied upon and enforced by them.
5. Termination.
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Intellectual property), 2 (Use of the Site), 3 (Liability and Indemnity), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.
6. Miscellaneous
This Agreement is governed by the laws of Australia. You submit to the exclusive jurisdiction of the courts of Australia in relation to any dispute arising under or in connection with this Agreement.
Our failure to enforce any provision of this Agreement does not constitute a waiver of that provision or any other right.
If any provision of this Agreement is found to be invalid, unlawful or unenforceable, that provision will be severed and the remaining provisions will continue in full force and effect.
