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About Us

Our team listens, understands and delivers.

About us

About EBM Insurance & Risk

EBM Insurance & Risk was established in 1975 on the simple premise that insurance is complex and requires honest and concise interpretation, delivered professionally and personally.

Founded in Western Australia, EBM is proud to be locally owned and operated with all shareholders active in the business. With a network of eight office locations nationally and a team of over 150, EBM has grown to become one of Australia’s largest privately owned insurance brokers.

Our team provides insurance and risk expertise across a range of industry sectors including construction, agriculture, manufacturing, mining and mining contracting, not-for-profit, marine, transport, trades and all other small, medium and corporate business operations, together with private households and landlords.

Today, over 5,000 businesses and individuals entrust EBM to deliver innovative insurance broking solutions.

ABOUT US

A culture where a locally owned spirit is cherished

At EBM Insurance & Risk, we believe everyone deserves to be listened to, understood and supported. More than anything, when a relationship is really working on your behalf, you can’t help but believe things will turn out for the better.

When you trust us to negotiate on your behalf, we ensure you are properly protected, with your best interests in mind
Finding the right insurance solution is not always easy – we find a way
We get to know you – our team listens, understands and delivers
The fine print is critical – we care about the details, big or small
When you need to make a claim, we’re in your corner when you need it most. EBM has been a dependable and trusted partner, standing by our clients for 49 years.

“We aim to be here for our clients through thick and thin. We take a long-term commitment to everything we do.”

Ward Dedman, Chief Executive Officer

EBM Group

The EBM Group encompasses several businesses providing specialised insurance products and services across Australia:

Elkington Bishop Molineaux Insurance Brokers Pty Ltd (EBM Insurance & Risk) was established in Western Australia in 1975 and has since grown to become one of Australia’s leading privately owned and operated insurance brokers, with a network of offices nationally.

EBM RentCover developed one of Australia’s first landlord insurance policies in 1991. Today, EBM RentCover protects approximately 165,000 rental properties across Australia. While insurance is important, EBM RentCover adds true value with its service and support. The EBM RentCover team equips landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance. EBM RentCover currently works with more than 1,800 property professional businesses across seven states.

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EBM CoverLink was established in 2022 and specialises in retail and micro-SME insurances including house and contents, motor vehicle and musical instruments. EBM CoverLink lives by its vision, “Bring care every step of the way”, to everything it does.

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CoverLink was established in 2013 to facilitate the management of underwriting and claims, insurance binders, facilities and schemes, with services provided exclusively to EBM Insurance & Risk clients.

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Vision & Values

Our Leadership Team

Associations

Careers

Code of Practice

Value of an Insurance Broker

Supporting Our Communities

Our offices

EBM has offices in New South Wales, Victoria, Queensland and Western Australia, delivering local insurance broking expertise combined with the national resources of one of Australia’s largest insurance broking companies.

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Hear From Our Clients

Testimonials

Linneys

“Our insurance needs have changed dramatically over 50+ years. We’ve grown from a staff of four or five, to forty, and we have more shops now. Insurance companies’ needs have changed as well, so we’ve all had to adapt. The service from EBM has always been good, they’re very responsive and they provide solutions tailored to our business.”

Alan Linney Owner and Creative Director

Kennedy Drilling

“Our business has changed significantly over the years and with this we have received great guidance and support from Ashton George and the EBM team.We have worked with Ashton for nearly 30 years and we have met many of the EBM team, along with the staff here in Kalgoorlie, and have become close friends, as well as business associates.”

Lynn and Lorraine Kennedy Founders

Waringa

“There are three businesses within our group incorporating broadacre farming, agricultural machinery distribution and aviation, all of which have unique and complex commercial risk exposures. EBM manage our entire insurance program and provide the necessary guidance and advice to ensure our operations are adequately protected. Our relationship is built on trust. We know that EBM value the relationship as much as we do and we appreciate the accessibility and responsiveness of both their local branch and senior management teams.”

Chris Bates Chief Executive Officer

Matthews Transport

“Matthews Transport has been a client of EBM for over 20 years. Our transport and logistics company has grown significantly within that time as have our relationships with EBM. We rely on EBM to ensure our business exposures are covered, whether it’s covering a prime mover or business liability and transit exposures of moving grain, livestock or fertiliser around Western Australia.”

Neville Matthews Managing Director