Protection Against Data & Cyber Attacks

Cyber events can impact any company, regardless of size and industry.

Events can be targeted, employee mistakes can be made, or collateral damage losses can be experienced from a wider event.

Cyber attacks can spread through your suppliers or your outsourced technology providers, leading to significant impact even when you aren’t the target.

What is Cyber Insurance and Why Do Australian Businesses Need It?

On average a cybercrime is reported in Australia every six minutes*.

The top three cybercrimes reported by businesses are email compromise, online banking fraud, and business email compromise.

Cyber Insurance helps to protect businesses against losses that may occur as a result of cyber events, cybercrime and privacy breaches.

*Source: www.cyber.gov.au | ~ www.oaic.gov.au

Why choose EBM?

Comprehensive cyber liability cover for Australian businesses.

At EBM, we believe in partnering with you to protect what is important to you.

Through our extensive network of local and global insurance markets, we have the expertise to support businesses with their Cyber Insurance requirements.

Our insurance and risk solutions are delivered by qualified brokers with extensive experience and expertise in their fields. They are here to help you understand the details of your policy and work out what level of cover you need so that you are properly protected.

Contact Us

 

loading...
Earth with city lights and communication lines view from space at night. World map texture credits to NASA.loading...

Protecting Your Business: What Does Cyber Insurance Cover in Australia?

Designed to complement your business’ IT security efforts, Cyber Insurance can cover response and recovery expenses (not just data recovery), including:

  • Crisis management support via 24-hour incident reporting hotline
  • Legal costs in defense and investigation
  • Regulatory fines, penalties and defense costs.

 

 

First-Party Coverage: Protecting Your Business

Business interruption and lost income from cyber incidents

  • Cyber extortion and ransomware payments
  • Data recovery and system restoration costs
  • Forensic investigation expenses
  • Crisis management and public relations support
  • Legal costs for breach notification requirements
  • Credit monitoring services for affected parties
  • Hardware replacement due to cyber attack
  • Costs to restore your reputation
  • Additional IT security expenses post-breach
Warning icon on a digital LCD display with reflection. Concept of cyber attack while an employee is working from home or working remotely, malware, ransomware, data breach, system hacking, virus, spyware, compromised information and urgent attentionloading...
Busy professional business woman manager or director at a small or medium enterprise (SME) looking at laptop computer technology in office working choosing a cyber insurance policy to protect company dataloading...

Third-Party Coverage: Protecting Others

  • Privacy liability for customer or client data breaches
  • Network security liability for attacks that spread to others
  • Regulatory defence costs and penalties (OAIC, ACCC fines)
  • Legal defence costs for lawsuits from affected parties
  • Media liability (defamation, copyright infringement on your website)
  • Payment Card Industry (PCI) fines and assessments
  • Class action defence costs
  • Compensation to third parties for damages
  • Costs of legal proceedings brought by data subjects
  • Crisis communication costs to manage third-party concerns

 

Get In Touch

Contact us for more information

Complete the contact form on the right and we will get in touch to discuss your query.

Contact us

Related News & Insights

View all
Cyberloading...

EBM releases 2026 Cyber Insights report

18/03/2026
Cyber Insurance Australia
Image representing a digital network of men and women connected via the cloud and technology. all the people are connected in Big data and communications.loading...

$6M Privacy Failure

12/12/2025
Cyber Insurance Australia
Warning icon on a digital LCD display with reflection. Concept of cyber attack while an employee is working from home or working remotely, malware, ransomware, data breach, system hacking, virus, spyware, compromised information and urgent attentionloading...

Remote Access

12/12/2025
Cyber Insurance Australia
Busy professional business woman manager or director at a small or medium enterprise (SME) looking at laptop computer technology in office working choosing a cyber insurance policy to protect company dataloading...

Which cyber policy?

12/12/2025
Cyber Insurance Australia
AI or Artificial intelligence concept. hacker or cybercriminal using computer use ai to do social engineering business email or identity compromise to steal private data in an advanced cyberattackloading...

AI & Cybercrime

12/12/2025
Cyber Insurance Australia
Digital background depicting innovative technologies in (AI) artificial systems, neural interfaces and internet machine learning technologiesloading...

IP vs AI

20/10/2025
Cyber Insurance Australia
Encryption your data. Binary code and digital Lock. Hacker attack and data breach. Big data with encrypted computer code. Safe your data. Cyber internet security and privacy concept. Database storage 3d illustrationloading...

Hacking the human

20/10/2025
Cyber Insurance Australia
AI technology, artificial intelligence. digital transformation, Hand of businessman holding phone with smart robot enters command to create something.loading...

Get smart

11/07/2025
Cyber Insurance Australia
Person working on a laptop and reading restricted or protected documents and files he works for a small business that mut comply with the Australian privacy actloading...

Data disaster

11/07/2025
Cyber Insurance Australia
loading...

Crypto concerns

11/07/2025
Cyber Insurance Australia
Businesswoman typing login and password in the concept of cyber security, information security, data protection, and encryption for secure access to user's personal information.loading...

Washing woes

23/05/2025
Cyber Insurance Australia
3D Render of a Topographic Map of the Indian Ocean with the clouds from April 07, 2024. Category 4 severe Tropical Cyclone Olga over the Indian Ocean near Western Australia.loading...

Caught short

23/05/2025
Cyber Insurance Australia
Two small business owners working on laptop and tablet in small coffee shoploading...

Smallest losers

17/03/2025
Cyber Insurance Australia
Phone screen with different AI apps on home pageloading...

AI vs Insurance Cover

17/03/2025
Cyber Insurance Australia
Cyber security concept. Businessmen protecting personal data on laptop and virtual interfaces, user typing login and password, secure Internet access.loading...

Ransom: ‘Paid’

30/01/2025
Cyber Insurance Australia
Smart home devices, controlled by smart app. Internet of Things concept. All connected by Wifiloading...

I’ll be watching you

27/11/2024
Cyber Insurance Australia
Corporate data management system and document management system with employee privacy.Employee confidentiality. Software for security, searching and managing corporate files and employee informatioloading...

Beware the bot

27/11/2024
Cyber Insurance Australia
AI technology, artificial intelligence. digital transformation, Hand of businessman holding phone with smart robot enters command to create something.loading...

AI & data protection

27/09/2024
Cyber Insurance Australia
Phone screen with Apps Shanghai,China-Dec. 21st 2023: Zscaler, CrowdStrike, Palo Alto Networks, CyberArk. Assorted American cybersecurity company appsloading...

Struck out

27/09/2024
Cyber Insurance Australia
Small drone with four propellers hovering mid air, with its camera pointed towards the viewerloading...

Spy in the sky

18/07/2024
Cyber Insurance Australia
A close-up on an abstract design of a display, which is warning about a cyber attack. Multiple rows of hexadecimal code are interrupted by red glowing warnings and single character exclamation marks. The image can represent a variety of threats in the digital world: data theft, data leak, security breach, intrusion, etc...loading...

No more unto the (data) breach

18/07/2024
Cyber Insurance Australia
AI technology, artificial intelligence. digital transformation, Hand of businessman holding phone with smart robot enters command to create something.loading...

AI: Do you know the risks?

18/07/2024
Cyber Insurance Australia
AI chatbot - Artificial Intelligence chat on digital screen conceptloading...

Rise of evil chatbots

21/03/2024
Cyber Insurance Australia
a data analyst using technology AI for working tool for data analysis Chatbot Chat with AI, using technology smart robot AI, artificial intelligence to generate something or Help solve work problems.loading...

Regulating AI

21/03/2024
Cyber Insurance Australia
Woman reading emails on a laptop at a workstation, surrounded by stationery and drinking coffee, she is a small business owner threatened by business email compromiseloading...

BEC Concerns SMEs

25/01/2024
Cyber Insurance Australia
Woman working at computer and thinking hard while resting her chin on her hand, her business identity has been compromised by a cyberattackloading...

BIC & The AI Threat

15/01/2024
Cyber Insurance Australia
Man coding on laptop, warning messages on screen, he is the victim of a ransomware attackloading...

Update: Ransomware Landscape

12/01/2024
Cyber Insurance Australia
Cyber security concept. Businessmen protecting personal data on laptop and virtual interfaces, user typing login and password, secure Internet access.loading...

Shoring Up Privacy

01/11/2023
Cyber Insurance Australia
delivery concept SME, freelance woman smiling using laptop computer with joyful success of boxed items, online marketing, selling at home.loading...

Cyber Insurance & SMEs

01/11/2023
Cyber Insurance Australia
two female office workers collaborating and working together on computersloading...

Threat from Within

01/07/2023
Cyber Insurance Australia
Headset resting on laptop. Call center, home office, customer service support, help deskloading...

Webinar: How cyber safe is your business?

01/05/2023
Cyber Insurance Australia
Mobile phone home screen showing the icons for different social media applications including TikTokloading...

TikTok Time’s Up

01/05/2023
Cyber Insurance Australia
Phone screen showing icons for applications, including chat GPTloading...

Let’s Chat

01/05/2023
Cyber Insurance Australia
Laptop that has been taken over by ransomware, files have been encrypted by cyber criminalsloading...

Ransom Demands

01/03/2023
Cyber Insurance Australia
loading...

Trust Me

01/01/2023
Cyber Insurance Australia
loading...

Cyber Blame Game

01/01/2023
Cyber Insurance Australia
loading...

Optus, Medibank – Is Your Business Next?

01/11/2022
Cyber Insurance Australia
loading...

Biometrics & Privacy

01/11/2022
Cyber Insurance Australia
loading...

Your trusted insurance and risk partner.

Contact us today