EBM Website Terms and Conditions


This website is owned by EBM Insurance Brokers Pty Ltd (EBM) (ABN 31 009 179 640 and AFSLN 246986).


The EBM Website (the "Site") is an online information service provided by EBM, subject to your compliance with these terms and conditions.


Please read this document carefully before accessing or using the site. By accessing or using the site, you agree to be bound by the terms and conditions set out below.


EBM may modify this agreement at any time, and such modifications shall be effective immediately upon posting. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the site shall be deemed your conclusive acceptance of the modified agreement.


1. Intellectual Property


The entire contents of the Site are protected by copyright and trademark laws. The owner of the copyrights, trademarks and patents are EBM, its affiliates, or other third-party licensors. Other product and company names mentioned in the Site may be the trademarks of its respective owners.


You may not modify, copy, reproduce, republish, upload, post, transmit or distribute, in any manner, the material on the site, including text, graphics, code and/or software. Any unauthorised downloading or other copying of any intellectual property or other contents will be subject to legal action for infringement.


You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.


EBM reserves the right to remove any content on the website at any time for any reason.


2. Use of the Site.


We cannot warrant that this service will be uninterrupted or error free.


You agree that EBM cannot and does not warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.


You also agree that, except for information, products or services clearly identified as being supplied by EBM, EBM does not operate, control or endorse any information, products or services on the Internet in any way. Except for EBM - identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with EBM.


The content of this Site does not constitute insurance or risk advice.  While we take all reasonable care in producing our website we do not warrant accuracy, timeliness or completeness of the information or that you may rely upon it for any reasons. Changes may occur in circumstances which may affect the accuracy of the information.


You agree:

  • not to use our website for any purpose that is unlawful or in a way that violates EBM rights
  • your information submitted on the Site is not fraudulent, defamatory, abusive, harassing, profane and does not infringe the Intellectual property rights or privacy rights of any person
  • not to use any device or software that may interfere with functioning of this site
  • you will not distribute any content which contains a virus or other harmful code



3. Liability and Indemnity


EBM provides the Site and related information on an "AS IS" basis. To the maximum extent permitted by law, any liability which may arise as a result of the use of the website, its content or reliance on information contained on or accessed through this website is excluded. Where liability arising under statute cannot be excluded, it will be limited as provided under applicable legislation.


In no event will EBM be liable for any indirect, incidental, special or consequential loss arising out of the use or content of this site.


EBM makes no representations whatsoever about any other website which you may access through this one or which may link to this Site. When you access a non-EBM website, please understand that it is independent from EBM, and that EBM has no control over the content on that website. In addition, a link to an EBM website does not mean that EBM endorses or accepts any responsibility for the content, or the use, of such website.


You agree to indemnify, defend and hold harmless EBM, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable legal costs, arising from your breach of this Agreement (including negligent or wrongful conduct) or breach of any other legal obligation.


Privacy and Data Collection


You agree you have read the EBM Privacy Policy.


Our website uses cookies. 


4. Third Party Rights.


The provisions of paragraphs 2 (Use of the Site), and 3 (Indemnification) are for the benefit of EBM and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service.


5. Termination.


This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Intellectual property), 2 (Use of the Site), 3 (Liability and Indemnity), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.


6. Miscellaneous.


This Agreement shall all be governed and construed in accordance with the laws of Australia applicable to agreements made and to be performed in Australia. You agree that any legal action or proceeding between EBM and you for any purpose concerning this Agreement or the parties' obligations shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Australia. EBM's' failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right.


For more information, please refer to EBM’s Website Privacy Policy.


Quick Contact Form

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