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Information for individuals

Individual students can obtain StudentCover for just $29.00 per year.  To be eligible the child must be a current student at an Australian school (Kindergarten to Year 12).

StudentCover is only available via this website (click the "Apply Now" button), payment can be made by credit card at the time of application or by BPay from a cheque or savings account within 14 days.

Simply follow the instructions on the Apply Online page.

Cover commences from the date of acceptance (subject to underwriter approval) and continues until March 1st, the following year.

For more information on the benefits of StudentCover click here.

How to get Individual StudentCover:

1. Read our Financial Services Guide which will explain details about our company and our relationship with you.

2. Read the StudentCover Product Disclosure Statement here.  (As part of the application you will be required to acknowledge that you have read and understood this important document.)

3.  apply now

Should you have any problems you should contact us



Downloads Application Forms

Product Disclosure Statement for Individual Students

Product Disclosure Statement for Whole of School Cover

Financial Services Guide

StudentCover Claims Form

What to do in the event of a claim?




Whole of School








This insurance is issued/insured by AIG Australia Limited (AIG) ABN 93 004 727 753 AFSL 381686 Level 12, 717 Bourke Street, Docklands Vic 3008.  AIG issues / insures this product pursuant to an Australian Financial Services Licence (‘AFSL) granted to Us by the Australian Securities and Investments Commission.   Cover is arranged and distributed by: Elkington Bishop Molineaux Insurance Brokers (‘EBM’)  ABN 31 009 179 640 AFSL 246986, Registered office: 1162 Hay Street, West Perth WA 6005  Phone: 1300 783 878.  EBM are appointed for this purpose as a binder operator of AIG and permitted to arrange cover for this product. 


If required, EBM will provide You with a Financial Services Guide (‘FSG’) to help You decide whether You wish to use the services they offer.  Any advice about insurance described in this website is provided for your general information and does not take into account your individual needs. You should always consider the Product Disclosure Statement (PDS) to see if the product is right for you. A copy of the PDS is available here or you can contact us for a copy.

Key Contacts

Specialists in this area include:


jonnine gould

Jonnine Gould

PersonalCover Division Manager

email Jonnine

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