Home and Contents Insurance

Your home and contents policy should be flexible enough to meet your needs, whilst being as affordable as possible.  This is something you can be confident with when you insure with EBM together with our personal service and the support we provide. With EBM Home and Contents Insurance you get the option of how much excess the policy includes, as well as the choice between cover for 'defined events' or 'accidental damage' or both. 
Your home and contents insurance includes a number of special features and benefits negotiated by EBM which are automatically built in to your policy for no extra cost. Please refer to your policy documentation to determine which policy applies to you (“Accidental Damage” or “Insured Events”).
Extra cover included in your policy



Home Insurance

Accidental Damage

Home Insurance

Contents includes all household goods (including carpets whether fixed or not), personal effects, cash, coins and negotiables plus more
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Jewellery, watches or items containing gold and/or silver - any one item, pair, set or collection is not required to be specified if valued less than:

(up to a maximum of 25% of the General Contents Sum Insured)

Flood cover includedGreen TickGreen Tick
Theft of contents in the open air, unlocked garage, shed or storage room at the risk address insured up to:


(Bicycles $1,500)


(Bicycles $2,500)

Cover for buildings and contents where the Buildings have not been lived in for more than 90 consecutive days, subject to applicable excesses
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Premium saving available with increased excessGreen TickGreen Tick
Worldwide coverage up to 100 days and increased limits within Australia and New Zealand. The maximum amount the insurer will pay is 25% of your contents sum insured.


Red Cross


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Accidental Damage (included)
Limited CoverBroad Cover
Automatic cover of contents for up to 30 days when moving from your current residence to your new risk addressGreen TickGreen Tick
Tsunami cover included, not just earthquakeGreen TickGreen Tick
Domestic Workers Compensation - included if chosen in 
your schedule (only available in certain states)
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No Depreciation applied to fence claims Australia wide

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Committee members of social or sporting club liability (voluntary) for you up to $10,000
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Are you interested in broader cover? If you currently have an “Insured Events” policy and would like to know more about the additional features of an “Accidental Damage” policy, just give your account broker a call.


The above is general advice based on the QBE Home and Contents policy wordings and has not taken into account your personal circumstances, be sure to read the appropriate Product Disclosure Statement to ensure the policy meets your individual circumstances. The terms conditions and limitations of the policy wording shall prevail at all times.

Key Contacts

Specialists in this area include:


Team Member Natalie Wasiun


Natalie Wasiun

Regional Manager - Goldfields

email Natalie

Brooke McLaren

Brooke McLaren

Executive Account Manager

email Brooke

Gareth Greaves


Gareth Greaves

Executive Account Manager - Melbourne

email Gareth

Kelly Stevens


Kelly Stevens

Account Manager

email Kelly

Kushla Harris


Kushla Harris

Account Manager

email Kushla

Jonnine Gould

Sebastian Watson

Account Manager

email Sebastian


Quick Contact Form

EBM are able to provide a wide range of services, many of these will require a professional to contact you to discuss precise requirements.

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