Your Home and Contents Insurance

 
As your broker we endeavour to ensure you receive the best terms possible for the insurance we arrange on 
your behalf. We are pleased to advise that your home and contents insurance includes a number of special features 
and benefits negotiated by EBM which are automatically built in to your policy for no extra cost. Please refer to 
your policy documentation to determine which policy applies to you (“Accidental Damage” or “Insured Events”).
 
Extra cover included in your policy

Insured

Events

Home Insurance

Accidental Damage

Home Insurance

Contents includes all household goods (including carpets whether fixed or not), personal effects, cash, coins and negotiables plus more

Jewellery, watches or items containing gold and/or silver - any one item, pair, set or collection is not required to be specified if valued less than:

(up to a maximum of 25% of the General Contents Sum Insured)

$5,000 $10,000
Flood cover included
Theft of contents in the open air, unlocked garage, shed or storage room at the risk address insured up to:

$5,000

(Bicycles $1,500)

$10,000

(Bicycles $2,500)

Cover for buildings and contents where the Buildings have not been lived in for more than 90 consecutive days, subject to applicable excesses
Premium saving available with increased excess
Worldwide coverage up to 100 days and increased limits within Australia and New Zealand. The maximum amount the insurer will pay is 25% of your contents sum insured.

 

 

 
Accidental Damage (included)
 
Limited Cover Broad Cover
Automatic cover of contents for up to 30 days when moving from your current residence to your new risk address
Tsunami cover included, not just earthquake
 
Domestic Workers Compensation - included if chosen in 
your schedule (only available in certain states)
 
No Depreciation applied to fence claims Australia wide

Committee members of social or sporting club liability (voluntary) for you up to $10,000

 

Are you interested in broader cover? If you currently have an “Insured Events” policy and would like to
know more about the additional features of an “Accidental Damage” policy, just give your account broker a call.

 

The above is general advice based on the QBE Home and Contents policy wordings and has not taken into account your personal circumstances, be sure to read the appropriate Product Disclosure Statement to ensure the policy meets your individual circumstances. The terms conditions and limitations of the policy wording shall prevail at all times.
 

 

Key Contacts

Specialists in this area include:

 

gareth greaves

VIC, NSW, SA & TAS

 

Gareth Greaves

Commercial Division Manager - Melbourne

email Gareth

jonnine gould

Perth & NT

 

Jonnine Gould

PersonalCover Division Manager

email Jonnine

 

Chritopher Traill

QLD

 

Christopher Traill

Executive Account Manager

email Chris

Bunbury

 

Kushla Harris

Assistant Account Manager

email Kushla

 

Kalgoorlie

 

Rachael Anderton

PersonalCover Account Manager

email Rachael

Geraldton

 

Natasha Pirrottina

Account Manager

email Natasha

Karratha

 

Suzanne Kimpton

Assistant Account Manager

email Suzanne

 


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