Your farm is your livelihood, which is why you should protect it.
Just because you live in a rural area doesn’t mean your needs are any less important than businesses in more central locations. With this in mind, FarmCover has been designed to address the unique needs of farmers in rural communities- people just like you.
What’s Included in a FarmCover Insurance policy from EBM?
Some of the policy sections available to choose from include:
- Domestic Home Building and/or Contents
- Personal Valuables
- Fire and Perils (farm property)
- Legal Liability
- Machinery Breakdown
- Goods in Transit
- Individual Injury and Sickness Insurance
- Commercial Motor
- Domestic Motor
We also automatically include the following additional benefits in the FarmCover policies we put together:
Domestic Buildings and Contents
Accidental loss and damage for your house, contents, valuables and personal liability.
Farm Property and Machinery
Accidental loss and damage or fire and perils for farm buildings and contents, machinery, fencing, livestock and more.
Comprehensive and/or third-party cover for your vehicles, trucks, tractors/harvesters, equipment and bikes.
Protection against your legal liability for damage to another person or their property including incidental farm contracting.
Protection against breakdown of electrical or mechanical machinery.
Insurance cover for goods, stock and crop in transit.
Theft cover for your farm contents.
Why Choose EBM?
Here at EBM, we value sitting down with you over a cup of coffee and asking you about your business, so we can better establish your needs and what sort of cover you’re after. We’re not the kind of business that will sell you a generic insurance policy and then brush you off with an email here and there.
At EBM, our brokers take great pride in after sales service and annual policy reviews.
What does this mean?
Our aim is to provide broader cover than other policies available in the market, and you’ll have one person acting as your point of contact every step of the way, whenever you need it. We’ll also review your policy each year to make sure your coverage still reflects the changing needs of your farm.
We know how hard you work for your living, which is why we’ll scour the market for the best possible cover at the best possible price. Protecting your farm financially is important, but so is handling the everyday operational costs of your enterprise. So, we’ll make sure you’re not throwing away any of your hard-earned cash unnecessarily.
Should you be unfortunate enough to need to make a claim, we will be there to help you every step of the way.
Our role is to make sure you get everything you are entitled to.
If you’re a farmer and you need farm insurance, but you don’t want to talk to just another big business suit with a generic insurance spiel, give us a call. We’ll arrange a time to meet, and help you get your insurance needs sorted, so you can focus on what’s really important – your farm.