Farm Insurance


FarmCover has been designed with to meet the needs of the rural community, providing cover for a wide range of farming enterprises. Features of FarmCover provide far greater protection than most farm insurance policies. 


The general cover under a farm insurance policy includes:

  • Accidental Domestic Home Building and/or Contents
  • Personal Valuables
  • Fire and Perils (farm property)
  • Business Interruption
  • Special Contingency
  • Legal Liability
  • Machinery Breakdown
  • Goods in Transit
  • Individual Injury and Sickness Insurance
  • Commercial Motor
  • Domestic Motor

Listed below are some of the features automatically included under EBM's FarmCover:

  • Unspecified machinery, trailers and implements which are not specifically listed in the schedule covered up to $5,000 any one item and $25,000 in respect of any one unexpected event under the Farm Motor section
  • Flood cover under the domestic building and contents householders section up to $20,000 combined
  • Unoccupancy up to 180 days under the householders section
  • Fencing up to $10,000 under the Farm property section
  • Leakage of liquids under the farm property section
    • $50,000 Wine or grape juice
    • $10,000 Milk
  • Accidental contamination under the farm property section
    • $50,000 Wine or grape juice
    • $10,000 Milk
  • Cover for working dogs up to $1,000 under the farm property section
  • Cover for farm trees up to $3,000 under the farm property section
  • Farm liability insurance
  • Theft of farm contents up to $5,000
  • Accidental damage cover for farm property up to $5,000
  • Business Interruption wording extended to include damage to Mobile Agricultural machinery
  • Liability wording extended to include:
    • A broadened Farm Contenting definition
    • Aerial Spraying extension up to $100,000
    • A broadened definition of Host Farming

Additionally we have the facility as extras to insure the Vines, Trellising and Irrigation equipment under the Farm Property section as an optional feature.


Covers available include

  • Broadacre

  • Carbon Stock
  • Cotton

  • Farm Pack
  • Forestry

  • Fruiting Trees
  • Horticulture

  • Livestock

  • Nut Crop

  • Olive Crop

  • Plantation Timber
  • Viticulture

Contact us now for a farm insurance quote. 


Key Contacts

Specialists in farm insurance Australia include:


gareth greaves



Gareth Greaves

Commercial Division Manager - Melbourne

email Gareth

Chritopher Traill



Christopher Traill

Executive Account Manager

email Chris

owen connolly



Owen Connolly

Regional Manager

email Owen

Murray Johnson



Murray Johnson

Regional Manager

email Murray

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