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Australia’s leading privately owned insurance broker providing services to individuals as well as small businesses through to major corporations.
 

The below advice is general advice and has not taken into account your personal circumstances, be sure to read the appropriate Product Disclosure Statement to ensure the policy meets your individual circumstances. Please note that EBM does not arrange health insurance however can assist with most other forms of insurance including accident insurance.

 

Recent Articles

EBM Blog - Back to School with StudentCover

18 Jan 2016 | Added by Louise Firth
With a new school year approaching, stationery and textbooks may be high on the list of items to invest in, but that’s not all parents and guardians need to consider. Unfortunately...

EBM Blog - Personal Finance Resolutions for 2016

11 Jan 2016 | Added by Louise Firth
“I will lose weight”, “I will get fit”, “I will sort out my finances” – these old chestnuts are usually at the top of our New Year’s resolution...

EBM Blog - New Year's Resolutions for your Business

4 Jan 2016 | Added by Louise Firth
As the echoes of jingle bells begin to fade, it will soon be time to get off the lounge and back to work. But before the New Year arrives, why not make a few resolutions for your business? ...

EBM Blog - Champagne corks are popping as the Sydney to Hobart yacht race begins

10 Dec 2015 | Added by EBM
The 26th of December 2015 marks the 71st anniversary of the much anticipated Rolex Sydney to Hobart yacht race. This Boxing Day is set to be one of the greatest races to date as...

EBM Blog - Summertime and the thieving is easy

9 Dec 2015 | Added by EBM
It has been a busy year and finally you have the opportunity to kick back, relax and take a break. While this might be your chance to take time off – it’s also prime time for...

EBM Blog - Festive Season Security Tips

1 Dec 2015 | Added by EBM
It may be the silly season – but don’t get caught out It’s that time of the year again when you’re making a list and checking it twice… and so are the...

EBM Blog - Are you prepared for cyclone season?

26 Nov 2015 | Added by EBM
Every time a cyclone warning is issued, our phones in the area ring hot – but, by then, it’s too late to insure against the incoming threat. The Australian tropical...

EBM Blog - Brokers vs Comparison Websites

24 Nov 2015 | Added by EBM
Think you're getting the best insurance deal? As tempting as it is to shop for the best deal online, your insurance may actually be coming at a cost. Watch this video to find out more...

EBM Blog - Stormy Weather: top tips to be storm ready this year

18 Nov 2015 | Added by EBM
Just picture it: you’re relaxing on the sofa, icy cold drink in one hand, TV remote in the other, listening to the summer rain on your roof and watching the raindrops trickle down your...

Bushfire season insurance tips

9 Nov 2015 | Added by EBM
As our hot Australian summer fast approaches, so too does our risk of bushfire damage. It’s essential to be prepared with a survival plan in place by preparing the property...

They’re off and racing

3 Nov 2015 | Added by EBM
It’s time for one of Australia’s most iconic sporting events – The Melbourne Cup! Did you know that just 4000 people attended the first Melbourne Cup in 1861? ...

Get ready for Halloween

26 Oct 2015 | Added by EBM
It’s almost Halloween and whether you love it or hate it, you can expect children in fancy dress to be ringing your doorbell on 31 October looking for treats. Halloween is becoming...

Significant business changes of the last 40 years - EBM Style

20 Oct 2015 | Added by EBM
As EBM celebrates our 40th anniversary this month, we’d like to share a few of the many changes we’ve seen in our business environment since 1975. We are now contactable 24...

EBM proudly supports Ronald McDonald House

15 Oct 2015 | Added by EBM
EBM is the proud supporter of a wide range of charities that support our community. Most of you will have heard of Ronald McDonald House Charities (RMHC) and the annual McHappy Day, taking...

Protecting your business against natural disaster

13 Oct 2015 | Added by EBM
October 13 is United Nations International Day for Disaster Reduction – which aims to increase disaster risk management and preparedness training around the globe. Here in...

Focus on work safety this October

29 Sep 2015 | Added by EBM
October is National Safe Work Month which aims to reduce the risk of injury and illness by raising awareness of workplace safety. According to Safe Work Australia, there are some 117...

Spring clean your insurance

29 Sep 2015 | Added by EBM
Spring is here and there’s no better time to have a good clear out and tackle all the jobs you have been putting off. Reviewing your insurance is probably one of them! EBM...

Safe shipping with EBM’s Construction & Marine team

25 Sep 2015 | Added by EBM
lang: en_US September 24 was United Nations World Maritime Day – paying tribute to the vital contribution of the international shipping industry. This year’s theme is...

"It was lovely to see you all at the 2015 REIWA Property Management Conference last week!” – Kai

24 Sep 2015 | Added by EBM
"It was lovely to see you all at the 2015 REIWA Property Management Conference last week!” – Kaila Webb

Brokerage announces appointment aimed at gap in market

15 Apr 2015 | Added by EBM
"EBM RentCover has appointed a well-known figure in the real estate market to “spearhead” its expansion into South Australia." - Insurance Business Online (Click here...

Choc full of laughs this Easter!

3 Apr 2015 | Added by EBM
Choc full of laughs this Easter! Easter is a good time to sit back, relax, spend time with your loved ones and eat copious amounts of chocolate! To make the experience extra special, treat...

10 tips towards property investment success for 2015

12 Mar 2015 | Added by EBM
10 tips towards property investment success for 2015 Real estate investment requires relatively little time once you’ve made an initial purchase – particularly if you use the...

14 questions to ask landlords tempted to DIY

10 Mar 2015 | Added by EBM
If our landlord insurance claims are anything to go by, tenancies that are self-managed by investors go pear-shaped significantly more often than those managed by a professional.... ...

Your handy back-to-school checklist

28 Jan 2015 | Added by EBM
Your handy back-to-school checklist The end of the school holidays is approaching – here’s a handy checklist for a stress-free start to the new academic year. Feel free to...

EBM’s Geraldton office takes the cake after 15 years

20 Dec 2014 | Added by EBM
EBM’s Geraldton office turns 15 this year – and more than 100 local business owners and managers recently joined us at the Geraldton Club to celebrate. The milestone...

Yes, Virginia, Santa Claus does need insurance

18 Dec 2014 | Added by EBM
Santa leads a multi-billion dollar toy manufacturing and distribution operation, which is fraught with risks at every stage. It is tough to stay merry without the peace of mind only...

Seasons Greetings from EBM

12 Dec 2014 | Added by EBM
Everyone at EBM would like to wish you a happy festive season, and a well-earned break, and to thank you for your continued support.

Is injury management included in your workers compensation insurance quote?

30 Nov 2014 | Added by EBM
When an employee gets injured and you need to make a workers compensation claim, it can be a major disruption to your business – and cause your insurance premiums to rise. ...

How landlord protection insurance keeps you covered

27 Nov 2014 | Added by EBM
If you’ve had the foresight to invest in your future via property, congratulations! As a landlord, you’ll need the protection of quality insurance to reduce the risk of...

Planning for the next generation at EBM

13 Nov 2014 | Added by EBM
Some years ago, EBM recognised the need to plan a smooth leadership succession. Our aim was not only to identify and mentor the next generation of leaders, but to ensure any management...

Brokerage unveils new leadership team

13 Nov 2014 | Added by EBM
Full Article - Brokerage unveils new leadership team

How do you spell "hungry horse" in four letters? Horsing around with 20+ jokes

2 Nov 2014 | Added by EBM
The race that stops a nation leads to a lot of horsing around (boom boom) – and that pal-ominos, gives us an opportunity to pull out one of the many quality jokes below. Should...

31 Speakers lined up for The Wealth Conference 2014

28 Oct 2014 | Added by EBM
EBM would like you to join us at The Wealth Conference 2014 as our guest! We are giving TWO lucky winners one Delegate Pass each, worth $550, to Australia & New Zealand’s...

Who's The Wealth Conference 2014 for?

27 Oct 2014 | Added by EBM
EBM would like you to join us at The Wealth Conference 2014 as our guest! We are giving TWO lucky winners one Delegate Pass each, worth $550, to Australia & New Zealand’s...

The Wealth Conference 2014

26 Oct 2014 | Added by EBM
EBM would like you to join us at The Wealth Conference 2014 as our guest! We are giving TWO lucky winners one Delegate Pass each, worth $550, to Australia & New Zealand’s...

Win a FREE Delegate Pass to The Wealth Conference 2014!

21 Oct 2014 | Added by EBM
Enter by sharing our facebook post here. EBM would like you to join us at The Wealth Conference 2014 as our guest! We are giving TWO lucky winners one Delegate Pass each, worth $550,...

The importance of tenant background checks

14 Oct 2014 | Added by EBM
"Thorough background checking is one of the most valuable and important services a professional property manager can offer" - Sharon Fox-Slater Read the full article at: ...

Spruce up your investment property this spring

1 Oct 2014 | Added by EBM
Spring is a great time to do a few things around your investment property. Whether you don the overalls yourself or hire professionals, there are a number of spring cleaning jobs and easy...

"More advice needed on patchy insurance", our own Sharon Fox-Slater featured in RPM again!

30 Sep 2014 | Added by EBM
With sub-standard landlord insurance policies rife in the market, it is a key area in which property managers can help investors identify the potential pitfalls of cheap deals. To...

Snail mucus and 10 other unusual spa treatments

14 Sep 2014 | Added by EBM
The pursuit of beauty knows no bounds. And the latest treatments cropping up in spas around the globe prove that some people will go to extreme lengths: Vampire facial Touted as an...

Danger: how others can (legally) seize and sell your assets

25 Aug 2014 | Added by EBM
If you lease equipment, sell on consignment or provide inventory to other businesses on credit, you need to know about the Personal Properties Securities Register. That’s...

Counting down to the 100+ REINSW Conference!

21 Aug 2014 | Added by EBM
"For more than 100 years, the Real Estate Institute of New South Wales has been at the centre of all things real estate. With 100 years comes an unmatched level of knowledge,...

New financial year resolutions

19 Aug 2014 | Added by EBM
It may not arrive with all the fanfare of 1 January, but when one financial year ends and another begins, it’s a good time to review your financial position and do some planning for...

House Rules - for strata properties

17 Aug 2014 | Added by EBM
There’s no shortage of home improvement programs on TV – from de-cluttering specials to major renovations – so what if you’ve caught the DIY bug and own an...

Flippers, dippers and savvy investors: renovating for profit

13 Aug 2014 | Added by EBM
You’ve probably heard both sides of the story when it comes to renovating for profit – the person who made a huge profit ‘flipping’ a derelict building and creating...

Handling complaints on social media

12 Aug 2014 | Added by EBM
Customers, who might once have told a handful of people about a negative experience with your business, can now tell hundreds – or even thousands – thanks to the power of...

Protecting the helping hand

10 Aug 2014 | Added by EBM
Volunteering has become an important part of the Australian way of life as more and more people lend a hand to support all manner of organisations and causes. This year,...

Baby, it's cold outside!

6 Aug 2014 | Added by EBM
Just picture it: you’re snuggled up on the couch, hot chocolate in one hand, tv remote in the other, listening to the rain on your roof and watching the raindrops trickle down your...

100+ REINSW Conference! 8-9 September, Sydney

4 Aug 2014 | Added by EBM
8-9 September, Sydney "This is a unique opportunity for property professionals across all facets of real estate practice to come together at one annual conference focused...

Four legal documents everyone should have!

3 Aug 2014 | Added by EBM
No-one likes to dwell on misfortune, injury or death, but there are certain legal documents we should all have in place. 1. Will If you pass away without a valid will (intestate)...

16 ways to maximise your cash flow and protect yourself financially

31 Jul 2014 | Added by EBM
A great article by our very own, Sharon Fox-Slater, about ways to maximise your cash flow and protect yourself financially. "How long could you survive financially if you lost...

A toast to the noble grape!

29 Jul 2014 | Added by EBM
Wine has been a part of civilisation since 10,000 BC, with archaeological evidence tracing production back to Neolithic times. Today wine is still one of the world’s most...

The importance of health in our fast paced lives

23 Jul 2014 | Added by EBM
Whether it’s 9-to-5, FIFO, shift, from home, off-site, on-site, home duties, unpaid or some other variation, for most people going to work is part of life. According to the...

Intellectual Property: Blurred Lines pt. 2

21 Jul 2014 | Added by EBM
Blurred lines continued Following on from ways to protect your IP, here are a few tips to make sure you don’t breach the IP of another person/business. •Respect...

Intellectual Property: Blurred Lines pt. 1

20 Jul 2014 | Added by EBM
They say imitation is the sincerest form of flattery. But what happens when it tips over into theft? The complex issue of intellectual property was brought into focus when Sony/ATV...

How well do you actually know your insurance policy?

18 Jul 2014 | Added by EBM
Not all insurance polices are the same. It's important to know which ones are just mutton dressed as lamb.

12 Most Common Pitfalls When Insuring Your Rental Property

15 Jul 2014 | Added by EBM
Not all insurance is the same, which makes it extremely difficult to weigh up the benefits of one policy versus another. We help identify some key mistakes that are made far too often. ...

Learn how to save money with our eye-opening introduction to landlord insurance!

14 Jul 2014 | Added by EBM
Not all landlord insurance is the same, here are a few key points to watch out for when choosing a policy.

Bolognese burglar baffles landlord!

9 Jul 2014 | Added by EBM
"A famished thief has formed the basis of an unusual claim by whipping up a dish of spaghetti bolognese in the kitchen of a rental home." See how RentCover helped out with...

Property investors urged to prepare for 'worst case scenarios'

3 Jul 2014 | Added by EBM
"With the number of properties rented for use as illegal drug laboratories on the rise, the clean-up bills for property managers appear to be heading in the same direction." ...

Caught in a food and beverage recall

1 Jul 2014 | Added by EBM
Food or beverage recalls can be a costly nightmare for small manufacturers and distributors. Direct costs can include loss of stock, replacement of affected items, disposal costs,...

Tax time is looming

25 Jun 2014 | Added by EBM
The end of the financial year is fast approaching and time is running out to look for ways to help you save tax. These tips are general and may not suit your personal circumstances,...

Race is on to tax time

23 Jun 2014 | Added by EBM
The end of the 2014 financial year is only days away, yet, according to new research from the Commonwealth Bank, 29 per cent of SMEs have not started their tax time preparations. The...

Life insurance money can't buy

17 Jun 2014 | Added by EBM
There are some forms of insurance that money can’t buy. Voluntary blood, organ and bone marrow donations save lives every day. You can make a contribution to your community,...

…So Bruce Willis isn't available

1 Jun 2014 | Added by EBM
It’s the stuff of movies – with the likes of Mel Gibson, Liam Neeson or Harrison Ford avenging a slight on their family or refusing to give in to a terrorist’s demands. ...

The PIN is mightier than the pen

25 May 2014 | Added by EBM
The days of signing for your credit card purchases is ending. Come 1 August 2014 you are going to need to use Personal Identification Numbers (PINs) with all your credit and debit cards. ...

A brief history of landlords

19 May 2014 | Added by EBM
The role of landlord is almost as old as mankind itself. Its roots can be traced back to the Roman Empire and the manorial system when peasants were bound to the land and depended on their...

Every age, every stage: insurance tips to keep you and your family covered

14 May 2014 | Added by EBM
Our personal insurance needs evolve over time as our circumstances change. In this post, written in honour of National Families Week, we offer some tips on the kinds of insurance you and...

These are no Captain Jack Sparrows

5 May 2014 | Added by EBM
Jolly Rogers, walking the gangplank, Captain Hook and Johnny Depp with a Rolling Stones-style swagger all conjure up our image of piracy on the high seas. The reality is not so much fun...

All that jazz

29 Apr 2014 | Added by EBM
It is hard to imagine today’s music without the pioneering jazz musicians who erupted onto the music scene in the Roaring Twenties – making the likes of Louis Armstrong, Duke...

Eggs, bunnies, bilbies, buns... as long as it's chocolate it's all good!

19 Apr 2014 | Added by EBM
Whether you celebrate Easter for its Christian associations, its pagan roots or simply to honour the cacao gods (Lindt, Valrhona,Godiva, Cadbury, Nestle et al) – there’s a four-day...

Boldly going where few have gone before

11 Apr 2014 | Added by EBM
It’s been 53 years since the first human space flight. On 12 April 1961, Soviet cosmonaut Yuri Gagarin became the first human to journey into outer space when his Vostok spacecraft...

Kids can't be wrapped in cotton wool

2 Apr 2014 | Added by EBM
No parent likes to dwell on the prospect of injuries to their child, but the reality is that accidents do happen. According to Kidsafe, more children die from injury than from cancer...

Pick me! A guide to renting for newbies

30 Mar 2014 | Added by EBM
Moving out of home is a big step but it can be difficult to persuade landlords and their property managers to trust you as a tenant if you don’t have any rental history. Here are...

April Fool's Day... there should be insurance for that!

30 Mar 2014 | Added by EBM
In honour of April Fool’s Day, here are few types of cover which don’t exist – yet! PonyPact PonyPact covers expectant parents against the risk of a child being...

Why taking a holiday could help boost your small business

25 Mar 2014 | Added by EBM
The festive rush is over and the sun is still shining so now could be the ideal window to take a break. If you’re a small business owner or sole trader, you may see the year...

When Irish eyes are smiling, there may be Guinness in hand!

16 Mar 2014 | Added by EBM
Packed pubs with flowing Guinness, green clothes and shamrocks, bad jokes told with woeful Irish accents and lots of laughs – it’s St Patrick’s Day! Here are a few...

What or who is General Average?

10 Mar 2014 | Added by EBM
General Average is not a mediocre military commander, but an important marine insurance principle with roots stretching back more than 2,500 years to ancient Rhodes. The essence of...

Why property investment isn't like monopoly

2 Mar 2014 | Added by EBM
Ten reasons why Monopoly is nothing like property investment in real life: Only in Monopoly do you start off with enough money to buy multiple properties – and get an extra...

10 risks first time property investors need to overcome.

27 Feb 2014 | Added by EBM
'Record sums are being invested in bricks and mortar – but novice investors often fail to fully realise the necessity of managing risk....' Read the full article on...

Ten signs of a property addict

25 Feb 2014 | Added by EBM
1. You browse the real estate for sale for fun Property addicts browse property regardless of whether or not they are in the market to buy. Hardened cases may go so far as to browse...

Considering an insurance broking career?

20 Feb 2014 | Added by EBM
Insurance broking is a career option which tends to fly under the radar – few would grow up dreaming of joining the industry. As a result, people in insurance come from diverse...

Love is in the air… six ideas to celebrate this Valentine's Day

12 Feb 2014 | Added by EBM
Red roses, doves, winged Cupids shooting arrows, cheesy greeting cards, risky declarations of love or a sad reminder of being ‘unattached’ – these things and more have...

Zoning in on property investment success

2 Feb 2014 | Added by EBM
Some parents go to drastic lengths to secure their children a place in a popular public school – food for thought for property investors at the start of a new academic year. ...

Timely advice on cyclone cover

27 Jan 2014 | Added by EBM
Every time a cyclone warning is issued, our phones in the area ring hot – but, by then, it’s too late to insure against the incoming threat. Homeowners, renters and...

You know you're Australian when you know...

24 Jan 2014 | Added by EBM
...True blue is not a colour. Nor is a blue or “Blue”. And a bluey isn’t either, for that matter. ...Being cactus is not succulent. ...Barrack, bomb and skull...

Welcome the Year of the Horse!

22 Jan 2014 | Added by EBM
As Chinese New Year is celebrated around the globe, why not combine some traditional preparations with some contemporary financial basics to help usher in a prosperous 2014? ...

No risky business here!

16 Jan 2014 | Added by EBM
Australian companies can lead the way in risk management with four home-grown businesses taking out prestigious titles in the 19th annual Lumley Insurance Benchmark Awards. The Royal...

Moving out of home? Accommodation options

14 Jan 2014 | Added by EBM
Moving out of the family home can be both exciting and daunting. With rental prices soaring, many youngsters today are delaying the inevitable but those whose parents live far away...

New Year's Resolutions for Business

8 Jan 2014 | Added by EBM
As the strains of Auld Lang Syne start to fade, it will soon be time to get off the couch and get back to work. But before then, why not make a few new year’s resolutions for your...

Should auld finances be forgot, and never brought to mind?

5 Jan 2014 | Added by EBM
“I will lose weight”, “I will get fit”, “I will sort out my finances” – these old chestnuts feature at the top of many new year’s...

Seasons Greetings

23 Dec 2013 | Added by EBM

Summertime and the thieving is easy

18 Dec 2013 | Added by EBM
It has been a busy year and finally you have the opportunity to kick back, relax and take a break. While this might be your chance to take time off – it is also prime time for...

Season's Greetings

12 Dec 2013 | Added by EBM
‘Tis the season for giving, for sharing and for appreciating those around us. As we wind down for the year and take time to relax with our families, we’d like to thank...

Avoiding underinsurance

18 Nov 2013 | Added by EBM
If you’ve taken the time to shop around and compare competing landlord insurance policies, congratulations – you’re one of a rare breed. Underinsurance is rife in...

Bunbury office has just become the newest member of the Network South West Business Club

17 Nov 2013 | Added by EBM
Our Bunbury office has just become the newest member of the Network South West Business Club. Jerom Major is pictured here receiving his welcome pack from club coordinator Mike Ansell. ...

Why winemakers need tailored insurance

12 Nov 2013 | Added by EBM
Winemaking stretches back thousands of years, but that doesn’t mean it’s a simple venture – particularly in today’s litigious environment. Winemaking has a farming...

Kudos to the kelpie

28 Oct 2013 | Added by EBM
The kelpie on the back of a beaten-up ute captures the soul of farming in Australia. A good kelpie can save farmers and graziers expensive labour costs at mustering by using their...

Why your business needs a crisis management plan

23 Oct 2013 | Added by EBM
Pick your cliché. The catchy: “If you fail to plan, you plan to fail.” Or the time-honoured wisdom of Murphy ’s Law: “Anything that can go wrong will go...

Help coping with workers comp claims

17 Oct 2013 | Added by EBM
No two workers compensation claims are the same – and many can be complex. Claims in the wake of an injury can also be a time-consuming and costly distraction to your business,...

Preventing zoonoses on farms

9 Oct 2013 | Added by EBM
Zoonoses? This strange word means diseases of animal origin – and unfortunately thousands of Australians are affected by them each year. Farmers are among those most at risk,...

Bushfire season insurance tips

7 Oct 2013 | Added by EBM
Recent bushfires in Queensland and Sydney heralded an unusually early start to the bushfire season. It’s a timely reminder to be prepared – having a survival plan in place,...

World's weirdest insurance policies and claims

3 Oct 2013 | Added by EBM
Weirdest Insurance Policies From the bizarre to the ridiculous, the world of insurance has many colourful stories and some absurd myths. In honour of World Smile Day, we’ll share...

Grand Final Day – we're on your business team

27 Sep 2013 | Added by EBM
There are a lot of parallels between the world of sport and the world of business. Like football players, successful business people are driven, committed and hardworking. They...

How to improve your cash flow

15 Sep 2013 | Added by EBM
Managing cash flow is one of a business owner’s biggest headaches. Expenses like wages and rents are regular and you can’t expect employees or landlords to wait until that...

Keeping your musical instrument safe

9 Sep 2013 | Added by EBM
Most items worth hundreds of thousands or millions of dollars don’t get carried around in public but musical instruments, such as Stradivarius violins, are an exception. Losing...

Green renting tips

7 Sep 2013 | Added by EBM
Tenants can’t expect all properties to be fitted with big ticket enviro items like solar panels and water tanks – but there are plenty of DIY options to help you live a greener...

Make it Father's Day, every day

31 Aug 2013 | Added by EBM
Happy Father’s Day! We hope your family shower you with some much-deserved love and perhaps a present or two. After all, where would they be without you? We all know that men...

Deterring rats and mice

26 Aug 2013 | Added by EBM
Mice and rats love to nest in warm places during winter… but you really don’t want them choosing your place as they can cause significant damage to the building and electrical...

Quad bike safety ratings

14 Aug 2013 | Added by EBM
Quad bikes can be a useful farming tool, and even great fun – just ask the estimated 220,000 quad bike owners across the country. But riding one can also be seriously dangerous. Since...

Parenthood translated

11 Aug 2013 | Added by EBM
Aaah, parenthood, ain’t it grand! Before you have children, you absorb the usual clichés from well-wishers around the joys and benefits of parenthood. And then reality hits...

How to insure businesses across international borders

5 Aug 2013 | Added by EBM
It’s a small world. In our lifetimes alone, the changes in technology have put us in such quick and close touch with friends and colleagues anywhere on the planet, that the globe has...

Happy birthday to all horses!

31 Jul 2013 | Added by EBM
Happy birthday to all our equine “clients”! Regardless of whether they were born yesterday or last Spring, 1 August is every horse’s official “birthday”. ...

Congratulations Sharon

14 Jul 2013 | Added by EBM
We would like to congratulate our own Sharon Fox-Slater, General Manager of the RentCover division for being amongst the top 30 Elite Brokers identified by Insurance Business Magazine. ...

Preparing For the End of the Financial Year

30 May 2013 | Added by EBM
The end of the financial year signals a time of increased paperwork and stress for many businesses. Ensure you're ahead of the game by starting your tax preparations early and cut your...

Being Vigilant Against Rogue Tradies

21 May 2013 | Added by EBM
From odd handyman jobs to large home renovations, the majority of Australia's tradies are upstanding workers who want to do the job well. However, there are a number of rogue tradies who...

How Do Debt Recovery Services Work?

17 May 2013 | Added by EBM
Businesses that offer services, loans or substantial work upfront are vulnerable to the possibility that their client will decline to pay. While a good business contingency plan may be...

Recognising Risk in Workplace Mental Health

28 Apr 2013 | Added by EBM
Creating a healthy and happy working environment is one of the best ways to improve staff productivity and help your business maximise profit. Mental health problems can have a huge affect...

LPMA Conference 2013

25 Apr 2013 | Added by EBM
Last week's LPMA Conference held at Jupiter's Casino on the Gold Coast had an excellent roll up by property managers and principals, all enjoying a great line-up of speakers. As an event...

Overview of WorkCover WA

19 Apr 2013 | Added by EBM
WorkCover WA is the Government Agency that oversees the workers' compensation and injury management scheme in Western Australia. It liaises with a wide number of organisations to...

LPMA 2013 – 18-19 April - Hurry not long left to register

14 Apr 2013 | Added by EBM
EBM RentCover Division are proud to be a sponsor of the LPMA Conference again in 2013. LPMA returns to Jupiter’s Hotel and Casino, on the Gold Coast on 18th & 19th April 2013 with a new...

Mental Health in the Workplace

10 Apr 2013 | Added by EBM
Successfully recognising issues related to mental health in the workplace can help businesses reduce losses and capitalise on success. A large percentage of Australia's top businesses...

How Cybercrime Can Affect Your Business

9 Apr 2013 | Added by EBM
Gone are the days when cybercrime was a small risk that tended to target few businesses every year. Now, online fraud and internet crimes can present your business with a very real threat, one...

Lawsuits and Risks Highlight Value of Insurance

7 Apr 2013 | Added by EBM
Professional Indemnity as well as Public and Product Liability insurance claims are increasingly common in Australia, making comprehensive insurance essential for small and large businesses. ...

Top Myths about Paid Parental Leave

5 Apr 2013 | Added by EBM
As an employer or owner of a business it is up to you to help all of your eligible members of staff receive the Paid Parental Leave they are entitled to. This is just one of the many...

Overview Of Safe Work Australia

31 Mar 2013 | Added by EBM
If you own your own business or work as a self-employed tradie, getting to know Safe Work Australia could be a smart move. It's a national policy setting body that aims to improve work health and...

The High Cost Of Insurance Fraud

23 Mar 2013 | Added by EBM
Insurance fraud is a problem that's costing the world's economy billions. Ranging from reporting an exaggerated loss to staging an elaborate fake accident, fraud is a serious business and the...

All Businesses Need An Emergency Contingency Plan

19 Mar 2013 | Added by EBM
No matter what the nature of your business, an emergency contingency plan is a necessity you can't ignore. Natural disasters such as floods, cyclones or bush fires are an unfortunate part of...

Why Plumbers Need Insurance

14 Mar 2013 | Added by EBM
Owning your own business or working as a self employed plumber offers excellent levels of flexibility and freedom, but it also means you have a number of responsibilities too. To be sure...

EBM's Online Payment Facility

10 Mar 2013 | Added by EBM
If you have a due invoice or are simply looking to pay an outstanding balance, EBM (and their new look website) ensure you're able to settle your account with efficiency and ease - all...

Why Cleaners Need Insurance

28 Feb 2013 | Added by EBM
Much the same as builders need insurance when working on other people’s homes, professional cleaners should cover themselves against unforeseen accidents and property damage when...

Why Painters Need Insurance

23 Feb 2013 | Added by EBM
If you own a painting company or work as a professional painter you will need to take out some form of insurance. Similar to builders insurance, there are insurance policies that cover painters...

The Tenant Selection Process

20 Feb 2013 | Added by EBM
Along with ensuring that your property is liveable, taking out home and contents insurance as well as landlord insurance, all property investors that are leasing out their investment...

Preparations In Case Of Bushfire

2 Feb 2013 | Added by EBM
Preparing your family and property for potential bushfires is your responsibility. Always ensure you have an up to date bushfire survival plan and have thoroughly assessed the risk in your area...

How To Differentiate Between Fixtures And Chattels

1 Feb 2013 | Added by EBM
Being able to differentiate between fixtures and chattels can help to ensure a smoother home sale or rental. A good general guide to follow is that if an item is attached to a home in a permanent way...

The Importance Of Regular Checks For Electrical Items

25 Jan 2013 | Added by EBM
Landlords should all be aware of their obligation to ensure that electrical goods are in safe working order as well as always up to date on their landlord insurance. This is true even when a...

EBM Answer Their FAQ's

12 Jan 2013 | Added by EBM
If you're searching for your an insurance policy to suit your current landlord, tenant or business needs, look no further for the answers. EBM present a comprehensive Frequently Asked...

What's Covered By Home Contents Insurance?

3 Jan 2013 | Added by EBM
Making sure your house and home contents insurance provides all the cover you need for your furniture, electronics and valuables should give you greater peace of mind when it comes to...

Cover Up For Summer

27 Dec 2012 | Added by EBM
The summer season brings its share of unique dangers, so you should make sure your home insurance and accident insurance policies are up-to-date to provide financial protection. Summer...

Breaking Down The Insurance Needs of a Break In

20 Dec 2012 | Added by EBM
Making sure your house and home contents insurance is up to date and comprehensive is one of the best financial defences against break-ins. Property Damage When taking out home...

Impact of Third Party Insurance Changes on Cyclists

13 Dec 2012 | Added by EBM
Changes to Australia’s accident insurance laws are expected to have a major impact on cyclists, particularly due to the rise in injury statistics related to cycling accidents over the past...

StudentCover Offers Affordable Protection for Children

9 Dec 2012 | Added by EBM
Accidents don’t discriminate between adults and children, which is why it’s important to make sure your kids are covered by suitable accident insurance to provide support if...

Summer Boat Cover

8 Dec 2012 | Added by EBM
It’s not just your car that needs to be covered by a comprehensive insurance policy - if you own a boat, this investment should also be protected by a personal or commercial business...

EBM & RentCover: Making A Claim

25 Nov 2012 | Added by EBM
EBM are renowned for consistently aiming toward a swift and easy online claims process for their RentCoverUltra and RentCoverPlatinum policies. Completing the relevant forms with all...

Need a quote? Enquire online today!

17 Nov 2012 | Added by EBM
EBM provide comprehensive insurance policies for landlords, tenants, tradesmen, contractors and students. Click here to enquire about EBM giving you the cover you need - real-time quotes from the...

EBM Makes It Easier To Get Your Tools Covered

14 Nov 2012 | Added by EBM
Acquiring the right builders insurance in Australia is notorious for being a lengthy and hard process. Luckily, there are some insurance brokers that have policies in place that are...

What You Need To Know About Tax Depreciation

9 Nov 2012 | Added by EBM
Aside from generating rental income for investors, rental properties can also generate pleasing tax deductions from property tax depreciation. In order to reap the most financial benefits...

Positive Versus Negative Gearing In A Property Market

3 Nov 2012 | Added by EBM
Owning an investment property can be a very lucrative and rewarding endeavour for many Australians, especially if the income generated by the property is more than the total cost of the...

Insurance Requirements For Cosmetics Businesses

29 Oct 2012 | Added by EBM
With the popularity of skin care products made from local organic ingredients growing by the day, individual producers are flocking to this niche market of the cosmetic industry. While...

What To Do If Your Tenant Makes Unauthorised Renovations

26 Oct 2012 | Added by EBM
Entrusting your investment property in the hands of people that you barely know is worrisome for property investors. What if they trash the place? Or what if they undergo unauthorised...

Tips For Property Investors

25 Oct 2012 | Added by EBM
Being a property investor is a worthwhile undertaking for any Australian, especially those that have their wits about them and know all about the dos and don’ts of becoming a landlord....

What You Need To Know About Tax Depreciation

20 Oct 2012 | Added by EBM
Aside from generating rental income for investors, rental properties can also generate pleasing tax deductions from property tax depreciation. In order to reap the most financial benefits...

Subletting A Rental Property

18 Oct 2012 | Added by EBM
As a property investor it is important to be clued up on NSW tenancy and landlord laws so that you can manage your investment property with ease. Aside from acquiring landlord insurance...

Why It's Important To Have Insurance In A Unit

13 Oct 2012 | Added by EBM
A landlord insurance policy is essential to have when renting or leasing a unit. A unit that is not covered from theft and damage can leave occupants and owners with thousands of dollars of out...

Your Insurance Responsibilities As A Landlord

6 Oct 2012 | Added by EBM
If you are buying a property with the hope of leasing it to tenants, it is essential to seek out the right types of insurances, such as landlord insurance. What is Landlord Insurance? As...

Insurance Involved In Renovation Projects

4 Oct 2012 | Added by EBM
The excitement of renovating or rebuilding a home can often overshadow necessary expenses, such as extra home and contents insurance. Homeowners who are looking to renovate or rebuild will...

Top Tips For Making An Insurance Claim

29 Sep 2012 | Added by EBM
Making an insurance claim is not as simple as calling your insurer and asking for money. In order to successfully make and receive an insurance claim it is important to remember the...

Why Purchase Equine Business Insurance?

25 Sep 2012 | Added by EBM
Like any other business, equestrian and pony clubs need to ensure that they are covered against any liability issues that could harm their business, members and horses. If you own an...

Benefits of Smoke Alarms

21 Sep 2012 | Added by EBM
Working smoke alarms have been a compulsory safety device in Australian residential and commercial properties since the mid-90s. Smoke alarm laws state that all dwellings where people...

Understanding Crisis Management

15 Sep 2012 | Added by EBM
In any commercial business it is inevitable that accidents or threatening events will occur. Luckily, there is a way for business owners to better manage situations such as these; through...

Why Green Is The New Black In Home Building

9 Sep 2012 | Added by EBM
With the cost of sustainable building materials decreasing and the rise of energy consumption and costs increasing, it is not surprising that more homeowners are looking into building eco-friendly...

How Shredders Can Help Prevent Identity Theft

7 Sep 2012 | Added by EBM
It is hard to believe that information as simple as a person’s address and bank statement is enough to steal their identity completely. This is why identity theft is a growing epidemic in...

Overview of the National Tenancy Database

6 Sep 2012 | Added by EBM
Finding the right tenant to live in your investment property can be quite a task, especially since you are entrusting this person to look after your home in a civilised manner. Aside from...

How Often Should Your Business Review its Insurance Policy?

2 Sep 2012 | Added by EBM
Regardless of whether you run a small or large business, having a comprehensive business insurance policy is essential, in order to safeguard you and your employees from legal matters,...

Four Essential Steps To Take When Making A Claim

31 Aug 2012 | Added by EBM
It can often be hard to think of the proper steps to take in order to make an insurance claim when faced with an accident or burglary. Use the following tips to ensure that you are more...

Getting Ready For The Summer

26 Aug 2012 | Added by EBM
Protecting yourself from the possible dangers of summer means that you need to make sure your home contents insurance extends to any holiday homes you have. This can often require the same...

Running a Day Spa? Why You Need Business Insurance

22 Aug 2012 | Added by EBM
Insurance is an important consideration for companies in all industries, including spa and beauty businesses. Comparing small business insurance quotes could help you find the ideal cover...

The Dangers Of Attempting Insurance Fraud

18 Aug 2012 | Added by EBM
Squeezing a few hundred dollars extra out of your insurance provider by falsifying information and damages is definitely not worth spending time in jail for, which is what can potentially...

Budget Tips For Moving Out Of Home

16 Aug 2012 | Added by EBM
Moving away from home is a big milestone in a young person’s life, and can end up being the most exciting experience, or the most disastrous. Aside from important steps such as...

Why Travel Insurance Is Important

12 Aug 2012 | Added by EBM
Travelling overseas should be a memorable and enjoyable time for everyone, but unfortunately accidents can happen at any time, and the level of medical care you receive in a foreign...

How To Protect Your Business From Cybercrime

9 Aug 2012 | Added by EBM
Cybercrime can unfortunately affect any business at any level, but it has become a growing concern for small businesses that do not have the capacity or resources to protect their internet...

Why You Should Insure Your Holiday Home

4 Aug 2012 | Added by EBM
Taking out house and home contents insurance for a second home or winter sun retreat can be just as important as insurance for your primary house, as these properties can be vulnerable to...

A Guide To Successful Succession Planning

2 Aug 2012 | Added by EBM
Even if you've arranged small business insurance to protect your important assets, you may still experience great losses if valuable staff members leave. Succession planning helps a...

Accident Cover Insurance

28 Jul 2012 | Added by EBM
Medical treatment, disability and ongoing care costs can be an unmanageable expense without insurance which is why a lot of families and individuals opt for accident cover to help them...

Tips On How To Protect Your Real Estate Investment

26 Jul 2012 | Added by EBM
Protecting your real estate investment can be done by using the right type of insurance to cover your risk of losing things like income, damage by tenants or defined risks like fires or a...

The Value of Renters Insurance for College Students

22 Jul 2012 | Added by EBM
It's universally known that university and college students live on a tight budget. The cost of living away from home for the first time, expensive textbooks and limited time to work...

How Does Insurance Work?

17 Jul 2012 | Added by EBM
We are all subject to variety of risks in our daily lives. From fire, theft, auto accidents, to illnesses, floods, lawsuits and more, there is a possibility that anyone could become...

Don't Rely On Tenants For Structural Tip-Offs

5 Jul 2012 | Added by EBM
The biggest worry for any property owner is the huge cost associated with structural damage and repair. Although landlord insurance policies are likely to cover some of the costs, there...

What You Need To Know About The Insurance Fraud Helpline

4 Jul 2012 | Added by EBM
Insurance fraud is a serious crime that costs the insurance industry billions of dollars each year. Because of the nature of insurance policies, they are rife with potentials for...

What To Do When You Are Victim Of Credit Card Fraud?

1 Jul 2012 | Added by EBM
Every year thousands of credit card users are targeted by organised identity thieves. It’s a widespread criminal activity that is unfortunately on the rise and can affect even the...

Insurance Tips For Online Business

1 Jul 2012 | Added by EBM
Finding the right internet business insurance for your online company can be difficult. Although the internet is about 20 years old it is still a very new phenomenon for the insurance...

What Is Covered In Landlord Insurance?

22 Jun 2012 | Added by EBM
Whether you are a landlord with a portfolio of properties or own just a single property which you wish to rent out, landlord insurance is vital. Having a sound policy in place will help...

What Is Public Liability?

21 Jun 2012 | Added by EBM
Most of us are well familiar with individual liability insurance. If you are a business owner and public liability insurance does not ring a bell with you then you should definitely learn...

Insurance Fraud Costs Everyone

14 Jun 2012 | Added by EBM
This short but effective video is based on a true story of someone who committed insurance fraud by using a traffic collision to cover up their claims for various other expenses. As you...

Why You Need StudentCover

12 Jun 2012 | Added by EBM
StudentCover is the perfect aid for families with school-aged children running around. As you already undoubtedly know, accidents happen – and they seem to happen especially when...

Who Are The Victims Of Insurance Fraud?

8 Jun 2012 | Added by EBM
Insurance fraud may seem like a tempting idea for those looking to make easy cash, but it is highly illegal and morally corrupt. Unfortunately, many of the claims sent to insurance...

Do You Need Business Insurance For Your Online Company?

6 Jun 2012 | Added by EBM
It may seem like a weird consideration to think about getting insurance for your online company because, after all, what have you got to protect? There’s no store front to maintain,...

What To Do If Your Business Is A Victim Of Theft

3 Jun 2012 | Added by EBM
Theft from your office premises and identity theft can both be serious issues for businesses of all sizes, which is why it's important to check that your commercial business insurance...

The Value Of The Insurance Business In Australia

26 May 2012 | Added by EBM
As Australia has a very well-developed insurance industry, its value is one that makes the industry a significant part of Australia’s economy. The industry’s sophisticated...

What Does Accident Insurance Cover?

26 May 2012 | Added by EBM
Student accident cover is essential to help avoid the potential financial woes that can come from an accident occurring to your child. Children can be oblivious to the potential disasters...

Happy Mothers Day from EBM!

14 May 2012 | Added by EBM
Wishing all the wonderful, super-mum's out there a Happy Mothers Day. We are so grateful for everything you've done for us, being there when we needed you, sticking by through...

Welcome to EBM

11 May 2012 | Added by EBM
We at EBM welcome you to our new blog! Here you'll find some really interesting posts about our company, as well as some helpful hints and tips! Be sure to bookmark this page or...