Even the best tenants can have difficulties or accidents that can result in property damage and lost rent. RentCoverUltra covers you against theft and damage (accidental or malicious) by your tenants or their guests, to $50,000. It also covers rental income loss due to unpaid rent (depending on the circumstances) or vacancy while insured damage is repaired.

With RentCoverUltra we'll also help with up to $50,000 for "defined events" such as fire, storm, and water damage to your contents (carpets, curtains, blinds, light fittings etc). And should an accident occur on the property, RentCoverUltra insures you for legal liability cover to $30,000,000.

RentCoverUltra is how tens of thousands of landlords throughout Australia protect their income and their asset, at a highly competitive premium cost. The features of RentCoverUltra include:

• Low Excesses - the portion you contribute towards the claim (the excess) is extremely low when compared to many policies. In fact, Loss of Rent claims have no excess whatsoever.
• Quick Claim Settlements - nothing is worse than battling to have your claim paid and sometimes waiting for months. RentCoverUltra claims are settled under a claim settling authority which means that most claims can be settled within 5 working days.
• Accidental/Malicious Damage - most policies will only cover Accidental Damage to your contents but RentCoverUltra pays valid claims for Accidental or Malicious Damage to both your building and contents.
• Call 1800 661 662 for more information or a quote, ask your Real Estate agent or Property Manager to apply on your behalf, or go straight to our APPLY NOW page.

Switch to RentCoverPlatinum and save!

If you have a landlords insurance policy and a separate home and contents policy for defined risks, you can save money by combining them both in one policy - RentCoverPlatinum. It's easier to manage and the premiums are lower than having two separate policies - click here to find out how much you can save! 

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What is covered by RentCoverUltra

Loss of Rent due to:	Cover
Denial of Access	52 weeks
Prevention of Access	52 weeks
Default of Rent	6 weeks
Departure without notice	6 weeks
Breaking of lease	6 weeks
Malicious Damage¹	52 weeks
Accidental Damage to Contents¹	52 weeks
Accidental Damage to Building	52 weeks
Theft by Tenant¹	52 weeks
Hardship	6 weeks
Death of a Tenant	52 weeks
Defined Risks to contents (Fire and storm etc.)²	$10,000
Damage & Theft (building)
Malicious Damage	$50,000
Accidental Damage	$50,000
Theft by the Tenant	$50,000
Damage & Theft (contents)
Malicious Damage¹	$50,000
Accidental Damage¹	$50,000
Theft by the Tenant¹	$50,000
Defined Risks (Fire and storm etc.)²	$50,000
Legal Costs	$5,000
Legal Liability	$30,000,000
Professional fees due to Tax Audit	$1,000
Workers Compensation (WA)

¹ Contents for Malicious Damage, Accidental Damage and Theft by the Tenant refers to those items specified in the policy.  Malicious Damage for contents items supplied by the landlord for the tenants' use can be insured for a small additional premium.

² Defined risks (fire, storm, water damage etc.) applies to contents items supplied by the landlord for the tenants' use. Please refer to the Policy Wording for full details.

Excess

Loss of Rent	Nil
Malicious Damage	$400 Per Claim
Accidental Damage	$400 Per Event
Theft by the Tenant¹	$400 Per Claim
Legal Expense	Nil
Owners Liability	Nil
Contents fire and perils	$200 per claim (earthquake - $250)

¹ Contents for Malicious Damage, Accidental Damage and Theft by the Tenant refers to those items specified in the policy.  Malicious Damage for contents items supplied by the landlord for the tenants' use can be insured for a small additional premium.

² Defined risks (fire, storm, water damage etc.) applies to contents items supplied by the landlord for the tenants' use. Please refer to the Policy Wording for full details.