Landlords insurance for rental loss and property cover - RentCoverUltra.
Even the best tenants can have difficulties or accidents that can result in property damage and lost rent. RentCoverUltra covers you against theft and damage (accidental or malicious) by your tenants or their guests, to $50,000. It also covers rental income loss due to unpaid rent (depending on the circumstances) or vacancy while insured damage is repaired.
With RentCoverUltra we'll also help with up to $50,000 for "defined events" such as fire, storm, and water damage to your contents (carpets, curtains, blinds, light fittings etc. And should an accident occur on the property, RentCoverUltra insures you for legal liability cover to $20,000,000.
RentCoverUltra is how tens of thousands of landlords throughout Australia protect their income and their asset, at a highly competitive premium cost. The features of RentCoverUltra include:
- Low Excesses - the portion you contribute towards the claim (the excess) is extremely low when compared to many policies. In fact, Loss of Rent claims have no excess whatsoever.
- Quick Claim Settlements - nothing is worse than battling to have your claim paid and sometimes waiting for months. RentCoverUltra claims are settled under a claim settling authority which means that most claims can be settled within 5 working days.
- Accidental/Malicious Damage - most policies will only cover Accidental Damage to your contents but RentCoverUltra pays valid claims for Accidental or Malicious Damage to both your building and contents.
Call 1800 661 662 for more information or a quote, ask your Real Estate agent or Property Manager to apply on your behalf, or go straight to our 
page.
Switch to RentCoverPlatinum and save!
If you have a landlords insurance policy and a separate home and contents policy for defined risks, you can save money by combining them both in one policy - RentCoverPlatinum. It's easier to manage and the premiums are considerably lower than having two separate policies - click here to find out how much you can save!What is covered by RentCoverUltra
| Loss of Rent due to: | Cover |
| Denial of Access | 52 weeks |
| Prevention of Access | 52 weeks |
| Default of Rent | 6 weeks |
| Departure without notice | 6 weeks |
| Breaking of lease | 6 weeks |
| Malicious Damage¹ | 52 weeks |
| Accidental Damage to Contents¹ | 52 weeks |
| Accidental Damage to Building | 52 weeks |
| Theft by Tenant¹ | 52 weeks |
| Hardship | 6 weeks |
| Death of a Tenant | 6 weeks |
| Defined Risks to contents (Fire and storm etc.)² | $10,000 |
| Damage & Theft (building) | |
| Malicious Damage | $50,000 |
| Accidental Damage | $50,000 |
| Theft by the Tenant | $50,000 |
| Damage & Theft (contents) | |
| Malicious Damage¹ | $50,000 |
| Accidental Damage¹ | $50,000 |
| Theft by the Tenant¹ | $50,000 |
| Defined Risks (Fire and storm etc.)² | $50,000 |
| Legal Costs | $5,000 |
| Legal Liability | $20,000,000 |
¹ Contents for Malicious Damage, Accidental Damage and Theft by the Tenant refers to those items specified in the policy. Malicious Damage for contents items supplied by the landlord for the tenants' use can be insured for a small additional premium.
² Defined risks (fire, storm, water damage etc.) applies to contents items supplied by the landlord for the tenants' use. Please refer to the Policy Wording for full details.