Landlords insurance for rental loss and property cover - RentCoverUltra.
Even the best tenants can have difficulties or accidents that can result in property damage and lost rent. RentCoverUltra covers you against theft and damage (accidental or malicious) by your tenants or their guests, to $50,000. It also covers rental income loss due to unpaid rent (depending on the circumstances) or vacancy while insured damage is repaired.
With RentCoverUltra we'll also help with up to $50,000 for "defined events" such as fire, storm, and water damage to your contents (carpets, curtains, blinds, light fittings etc. And should an accident occur on the property, RentCoverUltra insures you for legal liability cover to $20,000,000.
RentCoverUltra is how tens of thousands of landlords throughout Australia protect their income and their asset, at a highly competitive premium cost. The features of RentCoverUltra include:
- Low Excesses - the portion you contribute towards the claim (the excess) is extremely low when compared to many policies. In fact, Loss of Rent claims have no excess whatsoever.
- Quick Claim Settlements - nothing is worse than battling to have your claim paid and sometimes waiting for months. RentCoverUltra claims are settled under a claim settling authority which means that most claims can be settled within 5 working days.
- Accidental/Malicious Damage - most policies will only cover Accidental Damage to your contents but RentCover
- Ultra pays valid claims for Accidental or Malicious Damage to both your building and contents.
- Generous discounts apply to the first year's premium on RentCoverUltra.
Call 1300 850 848 for more information or a quote or go straight to our 
page. (Note: Premiums quoted include TIC members discount that applies to the first year's premium).
Switch to RentCoverPlatinum and save!
If you have a landlords insurance policy and a separate home and contents policy for defined risks, you can save money by combining them both in one policy - RentCoverPlatinum. It's easier to manage and the premiums are considerably lower than having two separate policies - click here to find out how much you can save!What is covered by RentCoverUltra
| Loss of Rent due to: | Cover |
| Denial of Access | 52 weeks |
| Prevention of Access | 52 weeks |
| Default of Rent | 6 weeks |
| Departure without notice | 6 weeks |
| Breaking of lease | 6 weeks |
| Malicious Damage | 52 weeks |
| Accidental Damage to Contents | 52 weeks |
| Accidental Damage to Building | 52 weeks |
| Theft by Tenant | 52 weeks |
| Hardship | 6 weeks |
| Death of a Tenant | 6 weeks |
| Defined Risks to contents (Fire and storm etc.) | $10,000 |
| Damage & Theft (building) | |
| Malicious Damage | $50,000 |
| Accidental Damage | $50,000 |
| Theft by the Tenant | $50,000 |
| Damage & Theft (contents) | |
| Malicious Damage | $50,000 |
| Accidental Damage | $50,000 |
| Theft by the Tenant | $50,000 |
| Defined Risks (Fire and storm etc.) | $50,000 |
| Legal Costs | $5,000 |
| Legal Liability | $20,000,000 |