Resident Managers

EBM Insurance Brokers offers Management Rights business owners a specialist division dealing in insurance for the industry. Our aim is to ensure you have the right cover at the right price, and because we understand the unique requirements and demands of this industry, we'll work through your individual needs and requirements to arrive at the most efficient solution.

We will not offer you "off-the-shelf" insurance, we will tailor your insurance portfolio to your role as Resident Manager, and we have a duty of care to act in your best interests at all times.

The insurances we source for you may include features that may not be found in other policies, such as:

Broad definition of personal injury and property damage
$25,000 cover to defend statutory fines
$50,000 cover for goods in your physical and legal control
Cover for relief managers as an automatic inclusion
Libel and slander
Bodily injury due to professional services and advice on a "claims occurring" basis rather than "claims made"
12 months Runoff cover provided free-of-charge

You may download the Proposal Form here.

Section 1 (Standard Cover)

Professional Indemnity
The policy provides cover up to the policy limit for claims for professional liability arising from the conduct of your professional business practice.
Limit: $2,000,000
Excess: Nil

Section 2 (Standard Cover)

Broadform Liability
Your legal liability to pay compensation to third parties in respect of bodily injury or property damage as a result of an occurrence and happening in connection with your business.
Limit: $10,000,000
Excess: $500

Section 3 (Optional Cover)

Loss of Fee Income
If your business is interrupted or interfered with as a result of loss and/or damage to the buildings, contents or documents, the Insurer will indemnify you for loss of fees.
Limit: $100,000 (minimum)
Excess: $100

Section 4 (Optional Cover)

Loss of Money
Loss or damage to money (as defined in the policy) arising from any cause not otherwise excluded.

Money in transit
Money on premises during business hours
Money in personal custody of authorised persons until close of next bank day from when money received.

Limit: $5,000 (minimum)
Excess: $100

Section 5 (Optional Cover)

Theft by Employees (Fidelity)
Direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible resulting from acts of fraud or dishonesty of an identified employee and discovered by you within 12 months after:-

the cessation of employment of the identified employees
the policy has been cancelled or not renewed

Limit: $10,000,000
Excess: $1,000

Section 6 (Optional Cover)

Home & Office Contents
Covers risks such as fire, storm, water damage, intruders etc. for your contents. Includes gardening equipment and up to $15,000 of office equipment. Can be extended to include accidental damage.
Limit: $50,000 (minimum)
Excess: $100

Contact Details

Brisbane Office

Level 5/150 Edward Street, Brisbane, Queensland 4000
Telephone 07 3316 2400
Facsimile 07 3316 2401